A Negative Online Review Can Leave You Liable
Everyone today is connected in some way to social media. It can be by Facebook, Yelp, email or other internet outlets. When you write something, you leave your fingerprint for everyone to see. If you go to a restaurant, dentist, daycare or other business and have a bad experience, you might think of writing a bad review on the company’s Facebook page or Yelp. If you decide to do this, it is important to exercise caution about how you word your experience as recent cases have shown you can be sued for libel – even if you think the review was justified. This can be a very frightening situation and how on earth can you afford to pay attorney fees? What do you do?
If you have the right coverage on your homeowners insurance, you likely have protection for these personal offenses such as libel, slander or defamation of character. If you receive a lawsuit, you need to contact your homeowners insurance claim’s department right away. The claims department will defend you and pay for damages up to certain limits on your policy. If you want to be extra cautious, you can get an umbrella insurance policy that would give you coverage above and beyond your homeowners policy for attorney fees and any damages awarded. It is important to understand your home or renters insurance.
If you have questions about one of these policies, feel free to contact one of our licensed agents at The Insurance Group. We were formed to provide you with one-on-one attention for all of your insurance requests in the Treasure Valley. Visit us or call one of our convenient locations in Weiser, Fruitland, Emmett, Cascade or Ontario for auto, home, farm & ranch or business insurance. Our insurance website is open 24/7 to serve you and you can request an insurance quote right through the site. We look forward to serving you!