SPEAK TO AN AGENT: 800-268-0924  

Get a Quote
Make a Payment

  • Facebook
  • Google+
  • Twitter
  • Home
  • Vehicle Insurance
    • Auto Insurance
    • ATV Insurance
    • Boat Insurance
    • Classic Car Insurance
    • Motorcycle Insurance
    • RV Insurance
    • Pet Injury Coverage
    • Teen Driver Insurance
    • SR22 Insurance
  • Property Insurance
    • Home Insurance
    • Renters Insurance
    • Condo Insurance
    • Earthquake Insurance
    • Flood Insurance
    • Personal Umbrella
  • Business Insurance
    • Business Owners Insurance (BOP)
    • Commercial Auto Insurance
    • Commercial Bonds
    • Commercial Property Insurance
    • Commercial Umbrella Insurance
    • Contractor Insurance
    • Errors and Omissions Liability Insurance
    • Farm & Ranch Insurance
    • General Liability Insurance
  • Additional Insurance
    • Health Insurance
    • Life Insurance
  • About Us
    • Meet our Agents
    • Testimonials
  • Contact
    • Emmett
    • Fruitland
    • Ontario
    • Weiser
    • Get a Quote
    • Make a Payment
    • Claims
  • Blog

Who is responsible if your tree falls onto your neighbor’s house?

March 18, 2016 By Tosten

How To Deal With a Fallen Tree

how to deal with a fallen tree in the treasure valleyNeighbors are great! You can count on them to keep an eye on your place while you’re away, let out a furry friend or even borrow some last minute ingredients! Shoot, some of your neighbors are probably some of your closest friends. But having neighbors can sometimes cause some uncomfortable exchanges.

With spring on the way, often high winds occur when the cold air and warmer air mix together. This, mixed with sometimes wet soil can bring a vulnerable tree toppling down. So, what happens when YOUR tree drops down onto your neighbor’s house, car, fence or other property? Who is liable for that and which insurance company should you call?

Well, the answer is most of the time quite simple. Whoever owns the damaged property is responsible to get the damage repaired – not the owner of the tree.

Let’s look at some specific examples:

Your tree falls onto your neighbor’s house:  Neighbor responsible to mitigate damages and call their own insurance company.

Your neighbor’s tree falls on your car: You should call your insurance company.

Now, proving any sort of negligence on the part of the tree owner is exceedingly rare. Trees die but can remain strong and standing for many years. If you or your neighbor has a tree that has died and you’re worried about it, you should call out an arborist. If the tree is the neighbors, have a conversation about the risks it poses and potential harm it could cause if it fell. Perhaps this will remedy the problem.

The Insurance Group was formed to provide you with one-on-one attention for all of your insurance requests in the Treasure Valley. Visit us or call one of our convenient locations in Weiser, Fruitland, Emmett, Cascade or Ontario for auto, home, farm & ranch or business insurance. Our insurance website is open 24/7 to serve you and you can request an insurance quote right through the site. We look forward to serving you! 

Filed Under: Blog, Other

FREE INSURANCE QUOTES

Locations

Weiser

404 E 7th Street
Weiser, ID 83672
(208) 549-0924

Fruitland: 

211 N. Whitley Dr #1
Fruitland, ID 83619
(208) 452-3543

Emmett:

444 Highway 16, Ste 102
Emmett, ID 83617
(208) 365-0115

Cascade:

214 S Main Street
Cascade, ID 83611
(208) 382-4265

Ontario:

36 S Oregon Street
Ontario, OR 97914
(541) 889-8219

 

Payment Center

Progressive Paymnet

Emmett Insurance Agency

Emmett

444 Highway 16, Ste 102
Emmett, ID 83617
(208) 365-0115

Fruitland Office

Fruitland

211 N. Whitley Dr #1
Fruitland, ID 83619
(208) 452-3543

Ontario

Ontario

36 S Oregon Street
Ontario, OR 97914
(541) 889-8219

Weiser

Weiser

404 E 7th Street
Weiser, ID 83672
(208) 549-0924

© 2018 The Insurance Group

Insurance Agency Marketing by Tosten Marketing