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Property Insurance

Rest easy knowing your most valuable assets are protected.

Homeowners Insurance Coverage

  • Homeowners Insurance – An insurance policy for your most valuable asset.
  • Condo Insurance – Ensure you’re not held liable for damages that go beyond your walls. Also, protect your items within!
  • Renter’s Insurance – Renting a property? Protect your valuables with an inexpensive renter’s policy.
  • Landlord Protection Insurance – Have a rental property? Talk to a qualified agent about a landlord policy.
  • Flood Insurance – Even if you don’t live near a body of water, talk to your agent about a flood policy.
  • Earthquake Insurance – Most home policies do not include earthquake coverage.

Your home is your castle.  Upon purchasing your policy, make sure you give your The Insurance Group, Inc. agent a clear description of your home’s structure (size, bathrooms, bedrooms and any custom items). This policy should also list excluded events that may not be included in the policy.

Residence Type

No two homes are the same! There are many different types of homes, so we will discuss with you what the option is that fits your needs!

  • A Home insurance policy usually covers a home’s entire structure along with sheds and detached garages.
  • A Condo insurance policy usually covers interior structures like drywall and lighting fixtures. Depending on your  state & your association by-laws, external walls may not be covered.
  • For Manufactured Homes, the entire structure is typically covered, but sheds and garages often require a separate policy.
  • A Renters insurance policy has no  physical structure coverage at all, but will cover your personal contents.

As with any insurance policy, certain items that may not be covered such as jewelry, furs and artwork. Ask your The Insurance Group, Inc. agent about a special endorsement to a homeowner’s policy.

Excluded Events

It is important to understand the events that are not covered by your specific policy for homeowners and offer you options to insure those items. Typically, floods and earthquakes are excluded from basic policies, so if you need supplemental insurance policies for those situations, please ask an agent about this. Other conditions most companies specifically exclude are mold, fungus, wet rot, dry rot and bacteria.

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Locations

Weiser

404 E 7th Street
Weiser, ID 83672
(208) 549-0924

Fruitland: 

211 N. Whitley Dr #1
Fruitland, ID 83619
(208) 452-3543

Emmett:

444 Highway 16, Ste 102
Emmett, ID 83617
(208) 365-0115

Cascade:

214 S Main Street
Cascade, ID 83611
(208) 382-4265

Ontario:

36 S Oregon Street
Ontario, OR 97914
(541) 889-8219

 

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Emmett Insurance Agency

Emmett

444 Highway 16, Ste 102
Emmett, ID 83617
(208) 365-0115

Fruitland Office

Fruitland

211 N. Whitley Dr #1
Fruitland, ID 83619
(208) 452-3543

Ontario

Ontario

36 S Oregon Street
Ontario, OR 97914
(541) 889-8219

Weiser

Weiser

404 E 7th Street
Weiser, ID 83672
(208) 549-0924

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